Which term describes a person's income before any deductions?

The term that describes a person's income before any deductions is "gross." Gross income encompasses the total earnings an individual receives, including wages, salaries, bonuses, commissions, and any other monetary benefits, before taxes and other deductions are taken out. Understanding this concept is crucial for personal financial management, as it provides a clear picture of one's financial resources before expenses and obligations are considered.

The other terms, while related to financial concepts, do not correctly define pre-deduction income. "Net" refers to the income remaining after all deductions, which is essentially the take-home pay. "Interest" pertains to the earnings generated from investments or savings accounts. "Total" is a more generalized term that might imply a sum but does not specifically indicate the pre-deduction nature of income.